Retirement lifestyle is too often left to chance and funded by whatever savings people happen to have accumulated by the day they start living without a pay cheque. And that often leads to worries, and unfulfilled dreams. The situation is made worse by the confusion of myriad institutions claiming to have the quick retirement solution.
Whether you are planning to retire or have already retired, our team can help you quantify the cost of the lifestyle you desire and create a realistic plan to support it. Our goal is to ensure that this stage of life is rewarding and financially worry free.
Your plan considers such factors as government programs, pensions, other sources of retirement income, life expectancy and historical rates of inflation. Based on an analysis of your situation and goals, your plan works to balance your everyday needs with those for the future to allow you to live your life comfortably.
Often, our clients are pleasantly surprised to discover the confidence that accompanies proper planning with a professional.
For most Canadians in this stage of life, the line is never as straight as it looks. Business opportunities, aging parents, divorces, blended families, market meltdowns, health challenges, golden handshakes –– just to name a few –– may enter the mix and leave one at a loss of just what exactly to do next.
There are always solutions that make sense, no matter what life may have in store for you. Whether you’re worried about your health or the health of a loved one, family continuity, retirement possibilities or planning for sabbaticals, sorting out the tax and estate implications is part and parcel of a winning financial plan. Helping you to answer that question is what we do best.
A winning financial game plan is not glamourous, it’s just common sense. For more information or to set up an appointment to discuss your dreams, please feel free to contact our office. Let’s get the conversation started!